Posted: Friday, December 10, 2010 7:56:07 PM
As I walk through Fashion Valley with several bags in my arms, I approach the food court and peruse through my varied options. After half an hour, I finally realize that I’ve been craving some Chinese for quite a while now, so I make my way into Panda Express. As I finalize my order and make the request of a medium soda, I reach into my pocket and find that all I have is change, and I start to wonder, “Where did all my money go in a matter of 2 hours?” I take my meal in disbelief and drive out of the mall… broke. My afternoon started with about three hundred and fifty bucks, and now it’s all gone.
I immediately decide to go to the nearest Wells Fargo to withdraw money from my bank account. As the doors close behind me, I look at the past couple of months and see what I withdraw every passing week. I seriously have a small problem. So I simply tell myself that I can just stop spending money any time and put it in my bank more often from now on.
Well here we are, a week later, and I’m at the bank again. I cash my allowance for the month and walk out. But as I’m leaving the bank I look at my shoes and say to myself “I definitely need a new pair.” No big deal, you know. I can just go back in and withdraw some money (for the shoes I direly need), buy them, and go straight home.
Little did I know, that when I see something I want and I have the money the purchase it, I will buy it right then and there. So I buy the hundred-dollar Jimmy’s and start walking out of Bloomingdale’s when I see that new video game has come out. This is probably not the smartest thing to do. Not only do I walk out with the new release, but with another game and a magazine. I didn’t notice it then, but I had gone against everything that I had proposed to myself the week before. I had about another hundred dollars left and had to get gas and the groceries that my mom had asked me for. So where do I stop before I get home? That’s right, the bank.
I came to a point where I would just visit a mall everyday to buy all these unnecessary goodies. So obviously, I got my credit card privileges taken away. Now I can only withdraw money from my mom, which, might I add, is quite embarrassing. I still have the habit of visiting the mall once or twice a week, but this new mom system has helped me a lot. Now I make a habit of saving my allowance to buy books and materials I need for my classes. I figured that in the long run, this is more important than a new wardrobe every other week.